Purchasing a home is exciting—but it can also feel overwhelming. We make it easier by guiding you through each step, from understanding contracts to navigating paperwork. You’re in control of the decisions; we’re here to handle the details.
From exploring your very first showing to unlocking the door to your new home, we prioritize clarity at each phase. Here is exactly how it goes, and what we handle at each stage.
01
This is the first step. We will help you find a lender you can speak with to determine the best loan type and your budget.
It is usually less money down than people expect: conventional loans can start near 3% down, FHA around 3.5%, and USDA and VA loans can require nothing down – much of DeSoto, Marshall and Tate County is USDA-eligible. The right answer depends on your credit, income and the property, which is what a lender conversation settles in about fifteen minutes.
02
We will discuss specifics with you – area, amenities, house and lot size, budget – then set up a search and schedule showings for the houses that fit.
Our search resolves Mississippi school districts directly, Hernando, DeSoto County, Southaven and Olive Branch/Chickasaw among them, so you can browse by attendance area rather than guessing from a map.
03
Both are strong in this market. New construction means fewer immediate repairs and builder warranties, while established neighborhoods often mean mature trees, larger lots and more house for the money.
We represent you either way – including at the builder’s table, where the on-site agent works for the builder, not for you.
04
We will research comps and guide you on making an offer, then negotiate on your behalf and use our expertise to get the deal done.
How buyer-agent compensation is paid changed across the industry in 2024, and it is now negotiated and written down before you tour homes. We will walk you through exactly what our representation costs and what the seller may or may not contribute, and you will sign a written buyer agreement before we start.
05
A big part of the home-buying process is confirming that your purchase is a smart financial move and that any required repairs are handled properly. We know how to assess property values and share that expertise with you, so you can make informed decisions.
Many people do not realize how much goes into this stage – following up on inspection reports, negotiating repair requests, and confirming each fix is done correctly. That is where we step in.
06
We will guide you through everything from contract to close: inspections, homeowner’s insurance, switching utilities and the closing attorney.
Plan on roughly 2–5% of the purchase price for buyer closing costs, and typically 30 to 45 days from accepted offer to keys, driven mostly by your lender. Cash purchases can close in two weeks. We keep the inspection, appraisal and title milestones on schedule so the date does not slip.
Each community page covers schools, commute and what it is actually like to live there.
Contact
Keller Williams Realty - Gowen Property Group
5847 Getwell Rd #B1 Southaven, MS, 38672
(901) 878-5478 [email protected]
© 2026 Memphis Area Association of REALTORS®. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Gowen Property Group | Keller Williams Realty. Some or all of the listings displayed may not belong to the firm whose website is being visited. Information is deemed to be reliable but not guaranteed. Copyright 2026 MLS United, LLC. IDX information
© 2026 Keller Williams Realty - Gowen Property Group. Powered by RealSavvy